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LIMS-MS was designed from the ground up specifically to do just one thing – manage your portfolio, unlike other systems which were built to manage sales and were modified to take payments. We focused on what the experts where saying - "Profitability is attained through the collection process and not the sales process."
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PROFESSIONALLY DEVELOPED
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LIMS-MS was developed by a Microsoft Solutions Partner on the latest Web Based technologies application standards for ease of use utilizing industry standard software tools interfacing with industry standard desktop productivity applications resulting in a solid foundation and a platform designed for flexibility, longevity and growth.
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Multiple Models:
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Designed to meet the mission of most auto finance companies, Buy Here Pay Here, Related Finance and Special Finance focused on purchase and sell of loans
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Multi-Company:
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Ability to manage multiple portfolios/companies with ease of use single click to change between portfolios with multi-portfolio reporting for a total view of company status.
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Legal Requirements
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Validates state legal requirements for APR disclosure, Finance Disclosure, Usurious and Non Public Information Disclosure with associated automated customer notifications.
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Work Flow:
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Provides a workflow process following organizational structure for the input, review, approval and audit processes
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Decision Analysis:
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Provides single and multiple (Package) analysis and recommendations for loan loan purchases based on asset value, initial rate of return or applied percentage
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Loan Processing:
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Capability to manage single and bulk loan purchases for either originated, funded, and most importantly seasoned, aged or midterm loans.
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Source Recourse:
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Provides capabilities for discounting and recourse or holdback
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Discount Management
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Manages earned and unearned discount over the life of the loan
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Source Management:
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Has the capability to manage multiple sources of loans with source performance analysis capabilities to help you better manage your sources.
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Investor Management:
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Pools established to sub divide portfolio into sub level categories for investors or loan type analysis and controls
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Payment Sharing:
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Provides capability for managing payment sharing at portfolio, source or loan level or payment streaming
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Multi-Tiered security
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Built around job function so system user defines who can go where, what to see and what to do.
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Total transaction accountability:
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Every transaction is User ID, date and time stamped so you know exactly who has done what.
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Unlimited Information Gathering:
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Never delete data, LIMS allows you to turn inactive and add information and reverse errors, but history is saved.
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Hundreds of Reports:
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The most extensive reporting capability of any solution on the market with enormous portfolio of text and graphical data reports with export capability for forwarding or further manipulation.
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External Interfaces:
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Interface to many third party expert systems to help you manage more than your portfolio, but also your business
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and this is just the overview.
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